Archive for October, 2009

We live in an age of insecurity. No one wants to lose what they have worked so hard for. It’s important to include life insurance among your financial options. Life insurance may be an old-fashioned way to protect yourself and your family, but it is still one of the best products you can buy.

No other financial instrument will do what life insurance can do. The moment your life insurance policy goes into force, the full death benefit to your beneficiary is guaranteed, from day 1 and for as long as you continue to keep the policy in force by paying the premiums. Financial planners call this aspect of life insurance “creating an immediate estate.”

Life insurance can seem complicated. There are more products than just term and permanent life insurance. Term and permanent life insurance have many riders and variations that can be added to suit your family’s needs.

This is to your advantage. It means greater flexibility and many options. Therefore, a life insurance protection plan can be designed to fit the individual needs of your family.

To help determine the best kind of life insurance for you and your family, please contact the Set for Life Insurance office today.

As Halloween approaches, we enjoy frightful costumes and movies. More than any other time of year, people like to scare others and themselves.

In reality, many people are afraid to address their life and disability insurance needs. They are scared to deal with the possibility of losing their ability to work due to a sickness or injury. Most people don’t like to think about their own mortality.

However, being scared shouldn’t keep you from taking care of your family and preparing yourself in case catastrophe strikes.  Take action today to protect yourself and your family with life and disability insurance. You will be able to sleep better at night.

Do you enjoy scuba diving? How much do you love those flying lessons? Feel like going bungee jumping this weekend? If these questions fill you with a longing to go indulge in your favorite extreme sport, beware-that sport might just affect your life insurance premiums. (more…)