Archive for November, 2009

Every year on Thanksgiving, we think about all the things we are thankful for. The most common include our family, health, and friends. Wouldn’t it be great if we could insure these priceless yet intangible things?

When people think about insurance, they typically think about insuring a material possession such as a car, home, etc… When insuring yourself with life and disability insurance, it is less tangible, but can still be calculated how much you need.

 But wouldn’t it be great if we could also insure our friendships, relationships and health? What if we could purchase a policy that would insure and guarantee that we would never be heartbroken? What if we could insure our health would never fail? Would you live your life differently? Would you take more risks?

Here at Set for Life, we are thankful for all of our wonderful clients, loyalty, friendship and referrals. We feel grateful to help each and every one of you insure the things that you value most.

From our family to yours, we wish you and your family a Happy Thanksgiving.

Everyone should know their chances of being disabled or being unable to earn an income. That’s your PDQ. Why is this important? Your ability to earn an income is your most valuable asset. Find out your PDQ today! www.whatsmypdq.org

Disability Insurance for Women Medical Residents by Jamie K. Fleischner, CLU, ChFC, President of Set for Life Insurance.

Women are three times more likely to be disabled on the job.  Therefore, their disability insurance rates are also three times more expensive.

However, there are several things women can do to save on their disability insurance. The most important thing they can do is to consider finding a policy that offers unisex rates.  Since female rates are 40% more expensive, this immediately reduces their rates by 30-40%.

How do medical residents find unisex rates? At Set for Life, we work with residency programs throughout the country to set up these steeply discounted rates. Please contact our office first to see if these rates are already in place in your program. (more…)