Disability Insurance for Consultants

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If you are a consultant and are reliant on your income, you may be candidate for individual disability insurance. Independent consultants who work for themselves are usually not covered under a large group disability insurance policy and their income is therefore vulnerable. Prices for disability insurance for consultants vary and are dependent on several factors: Type of consulting. Computer consultants …

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Why Do Dentists Need Disability Insurance?

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Dentists need disability insurance like all other professionals.  Typically, we recommend anyone who would not be able to sustain their financial obligations for a long period of time to protect themselves with an individual disability insurance. So what makes dentists special when it comes to disability insurance?  First of all, being a dentist is a very physical profession. It requires …

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Life Insurance Companies Using Online Personal Information for Underwriting

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By LESLIE SCISM And MARK MAREMONT Wall Street Journal November 18, 2010 Life insurers are testing an intensely personal new use for the vast dossiers of data being amassed about Americans: predicting people’s longevity. Insurers have long used blood and urine tests to assess people’s health-a costly process. Today, however, data-gathering companies have such extensive files on most U.S. consumers-online …

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Disability Insurance Discounts and Quotes for Dermatologists

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Disability insuranace can be very expensive for dermatologists. For men, expect to pay approximately 1-3% of your income on premiums. For women, expect to pay 2-4%. The best way to reduce your premiums is to look for discounts without compromising benefits on your policy. If you are not currently eligible for discounts already in place, you may be able to …

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