Disability Insurance and Taxes

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Individual disability insurance is not taxable if paid for with personal funds. If you pay your premiums with a personal account, you are using after tax dollars. At the time of claim, your disability insurance benefit will be paid tax free. If your employer is paying the premiums on either your individual policy or through a group disability policy, your …

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When Should I Buy Disability Insurance?

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by Jamie Fleischner, CLU, ChFC, LUTCF President, Set for Life Insurance Many clients and potential clients ask the question “when should I buy disability insurance?” The answer is that you should buy a disability policy before you need it. Just like any insurance, your insurance policy must be in force prior to your claim. If your house is on fire, …

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Life Insurance: Do it for Love or Do It for Money

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By Marvin H. Feldman Agent’s Sales Journal Published 6/6/2011    A friend of mine who has a contract with Prudential recently sent me an ad he had received from them.  It was actually pretty good.  Directed toward agents rather than consumers, it listed thirty uses of life insurance and their respective support pieces for the agent’s use.  But the list of …

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