Archive for April, 2012

Disability Insurance Causes Pain

Disability Insurance Causes Pain

By EDUARDO PORTER

Published: New York Times

April 24, 2012

Every year, when the trustees of Social Security and Medicare publish their report on the programs’ finances they set off a round of partisan bickering about the solvency of the twin programs covering pensions and health care for retired Americans.

Every year, a vitally important issue gets lost in the din: disability insurance payments, which account for almost $1 out of every $5 spent by Social Security, are growing out of control.

Disability insurance takes too many workers out of the job market prematurely. It reduces their lifetime income and, to top it off, slows economic growth. Yet in contrast to the heated arguments about Social Security and Medicare, fixing the disability problem inspires hardly any discussion. (more…)

Share

Should graduating medical residents purchase disability insurance prior to graduation?

Should graduating medical residents purchase disability insurance prior to graduation?

Graduating medical residents may purchase up to $5000/month of individual disability insurance regardless of income or group disability insurance in force. Some companies allow surgical specialists including anesthesiologists to purchase up to $7500/month benefit.

Medical residents within 180 days of graduation are eligible to purchase up to $5000/month benefit without income verification. Surgical specialists may purchase up to $7500/month regardless of income or group disability benefits in force. (more…)

Share

Medical Resident Disability Insurance at a Discount

Set for Life Offers Discounts to graduating medical residents around the country.

Set for Life Insurance, a nationally recognized leader in disability insurance, offers discounts to graduating medical residents at various institutions around the country. Discounts are available from multiple companies. These discounts offer between 10-55% depending on the company and gender (women tend to see a greater discount on unisex policies as they pay significantly more on the non discounted policies).

These include (but are not limited to): (more…)

Share