CRNA Disability Insurance | Comparing premiums to association policies

Jamie Articles Leave a Comment

If you are a CRNA in the marketplace for purchasing an individual disability insurance, chances are you are comparing individual policies to an association policy. How can you compare the policies as closely as possible? In general, individual policies tend to be more comprehensive since they individually underwrite policies. If you are healthy, this can work to your advantage as …

Share

Is suicide covered by life insurance?

Jamie Uncategorized Leave a Comment

Most people assume that life insurance would not pay death benefits in the event of a suicide. However, this varies from state to state. Most companies have a 1 year suicide clause. This means that if a suicide occurs within the first year of the policy, benefits would not be paid. Thereafter, suicide would be covered and benefits paid just …

Share

Disability Insurance | Mental Illness

Jamie Articles Leave a Comment

How does mental illness play into disability insurance? First, there is the underwriting process. If you have had a history of mental illness, the companies will most likely look at mental illness like other types of diseases. They will request medical records from your treating doctors and will make an assessment. There is a wide range as to how companies …

Share

Disability Insurance Updates The Standard

Jamie Announcements Leave a Comment

Standard Insurance has some updates as of the end of 2014. As of December 31, 2014, The Standard will no longer offer disability insurance to chiropractors.  The Standard will accept individual disability insurance applications for chiropractors if the applications are signed by December 31, 2014 and received at The Standard’s home office by January 9, 2015. As of December 31, 2014, the occupation class for dental hygienists …

Share