Disability Insurance Discounts | Baylor Scott & White Hospital

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Set for Life Insurance offers exclusive discounts on individual disability policies for all medical residents, fellows, physicians, executives, CRNAs and employees of Baylor Scott & White Health. Applications must be submitted through Set for Life Insurance while employed at Baylor Scott & White. If you are a graduating medical resident, applications must be submitted prior to graduation. Policies are subject …

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Do Brokers Help With the Disability Insurance Claims Process?

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Yesterday I was working with a dentist who was referred to me for an individual disability insurance policy. He had previously met with another broker who told him that it would be advantageous working with him since he can help get claims paid. Is that true? The answer is categorically, NO! Brokers are there to help clients choose the most …

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Can Stay at Home Moms Get Disability Insurance?

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As a stay at home mom, you work 24 hours a day, 7 days a week, without pay. As such, you are not able to purchase a disability insurance policy. To qualify for an individual disability policy, you must be working for pay. When you apply, it requires that you provide financial verification. Since you do not receive a pay …

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Should I Cancel My Individual Disability Policy if I Now Have a Group Policy?

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If you currently carry an individual disability policy and change jobs to where they have a group policy, should you drop your individual disability coverage? Before dropping an individual disability policy, it is important to consider the following when making a decision: 1) Group policy benefits are taxable if your employer is paying the benefits. 2) There are limits on …

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Disability Insurance Premium Payments

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When you purchase an individual disability insurance policy, you may choose to pay your premium monthly, quarterly, semi annually or annually. If you choose one mode, you may change it in the future. Most companies offer discounts if you pay annually. If you pay monthly, most companies require that you set up a monthly bank draft. Some companies will allow …

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