Archive for the ‘Announcements’ Category

Guardian Reduces Rates for Some Physician Specialists for Disability Insurance

Effective immediately, all of the occupations shown below will be classified as a 4M, reducing their rates by 15%.

• Cardiologists

• Dermatologists

• Oncologists

• Ophthalmologists

• Osteopaths

• Pathologists

• Physician Assistants

• Radiologists

• Urologists

 For more information about physician disability insurance or to request a quote, please contact Set for Life Insurance today!

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Special Offer for Guardian Berkshire Disability Insurance Clients

Now through the end of 2011, there is a special opportunity for clients to apply to exercise their in-force Future Increase Option (FIO) or Future Purchase Option (FPO) on ProVider Plus, Overhead Expense (OE) or Disability Buy-Out (DBO):

Ø        Without waiting for their anniversary date

Ø        With no medical underwriting

Ø        Even if they have already exercised their FIO/FPO this year
For more information about increasing your Berkshire Guardian individual disability insurance policy, please contact Set for Life Insurance today!

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Set for Life Offers Discounts on Disability Insurance to Pharmacists Nationwide

Set for Life Insurance is proud to offer discounted rates to pharmacists nationwide. This special discount offers 15% off the regular premium.

If you are a pharmacist working at one of our discounted hospitals, you may be eligible for even greater discounts.  For a list of discounted employers, click here.

These discounted policies for pharmacists offer all of the available options:

  • own occupation definitions of disability covering you if you can’t work as a pharmacist.
  • non cancelable, guaranteed renewable policies.
  • residual rider
  • increase option riders
  • CAT riders

For more information about obtaining disability insurance for pharmacists, please contact Set for Life Insurance today. We look forward to helping you protect your income and your future.

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A.M. Best Company Reaffirms Ohio National’s “A+ (Superior)” Rating

A.M. Best Company has reaffirmed the financial strength rating of “A+ (Superior)” for both The Ohio National Life Insurance Company and Ohio National Life Assurance Corporation.

The rating is the second-highest on a 16-part scale. Ohio National’s ratings have not changed since 1991, a record few can match, especially since the Great Recession. (more…)

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Guardian Reducing Disability Insurance Premiums for Surgical Specialists

Guardian Life Insurance Company announced today they are upgrading occupational classes for some surgical specialties. Until now, the medical occupations shown below have been classified as a 3M when they perform invasive procedures, while their non-invasive counterparts have been classified as a 4M.

Effective immediately, all of the occupations shown below will be classified as a 4M, reducing their rates by 15%.

·        Cardiologists
·        Dermatologists
·        Oncologists
·        Ophthalmologists
·        Osteopaths
·        Pathologists
·        Physician Assistants
·        Radiologists
·        Urologists

For more information about disability insurance for physicians and specialists or to request a personalized quote comparison, please contact Set for Life Insurance today!

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