Can A Disability Insurance Broker Help Me with My Claim?

Jamie Articles

Disability insurance claims Recently a potential client contacted me and asked me if I could help assist them in the future if they encountered a disability insurance claim. I explained to them how it worked. Brokers can listen to their clients and direct them to the company to initiate a claim. However, a broker is not actively involved in the claims …

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What Happens When I Get Declined for Disability Insurance?

Jamie Articles

Disability insurance can be the most difficult type of insurance to acquire. This is directly related to the fact that there is a 1 in 3 chance that people will be come disabled and can’t work at some point in their career. Furthermore, disability insurance policies require you go through the underwriting process once and not at a later time. …

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Can I Get Disability Insurance if I’m Pregnant?

Jamie Articles

People often ask if they can obtain individual disability insurance if they are pregnant. The answer is YES! Here are a few things to keep in mind: Some companies may not offer coverage if you are in your 3rd trimester. If you apply while in you 3rd trimester, you may need to put your application on hold and resume the …

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Can I Get Life or Disability Insurance If I’m Overweight?

Jamie Articles

When you apply for disability insurance, they discern your risk of having a claim. If you are considered overweight, you may receive a rating, an additional premium assessed to your policy. Here is a scale showing the height weight chart. keep in mind that companies vary slightly but this is a good guideline. HEIGHT AND WEIGHT GUIDELINES FOR LIFE AND …

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Why People Don’t Buy Life Insurance and Why They Should

Jamie Articles

Here is a great article written for Life Happens. 6 Reasons People Don’t Buy Life Insurance (and Why They’re Wrong) January 23, 2017 | Helen Mosher | 10 chat Let’s face it. Most people put off buying life insurance for any number of reasons—if they even understand it Take a look at this list—do any of them sound like you? 1. It’s too expensive. In …

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