Disability Insurance for Executives: Classification Matters

Jamie Client Stories

When it comes to disability insurance for executives, working with an experienced broker can make a significant difference. It all comes down to occupational class. An experienced broker can help guide you to determine the correct occupational class which is the biggest determinant of premium. Today I had a call from a business owner (we will call him Mr. Richards) …

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Disability Insurance | When a Diagnosis Occurs

Jamie Client Stories Leave a Comment

I had a long time client contact me today with some news. His sister was just diagnosed with Parkinson’s Disease. Furthermore, his son was just diagnosed with a tremor. After further investigation, he discovered he has a high probability of getting Parkinson’s Disease in the future. This client is a surgeon who purchased their life and disability insurance over ten …

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Should You Purchase Your Disability Insurance From Your Financial Planner?

Jamie Client Stories Leave a Comment

Today I met with an existing client to review their life and disability insurance policies. They brought me some documents from their financial planner which prompted me to answer the question if you should purchase your disability insurance policy from your financial planner. The answer is… it depends. Here is what happened: My client is an orthopedic surgeon. He earns …

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Should You Merge Your Disability Insurance with Other Policies for Convenience?

Jamie Articles, Client Stories Leave a Comment

Today I had an existing client contact me regarding his individual disability insurance. He is a surgeon who originally purchased his policy while in medical residency. Now, a few years later, he was approached by a “financial planner” (I use quotes here since this “financial planner” is a commissioned insurance salesperson-not a true financial planner who charges fees without selling …

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