Thursday, March 7th, 2013
Standard Insurance announced today they will now offer an age 65 benefit period option on their Protector Platinum disability insurance policies. Previously, they only offered a 2 year, 5 year and age 67 benefit period. The expected reduction in premium from age 67 to age 65 is approximatley 4%.
For more information about disability insurance or disability insurance from Standard Insurance, contact Set for Life Insurance today!
Friday, April 1st, 2011
It’s April Fool’s Day. But the chances of becoming disabled is no joke.
You, disabled? What are your chances?
Higher than you probably think. You can ignore the problem, but it’s hard to ignore the facts:
Are you prepared if it happens to you? Probably not. If you’re like most Americans, you don’t have disability insurance. Or enough emergency savings to last 2½ years. Yes, that’s the duration of the average long-term disability.
To request a comprehensive quote comparison, contact the Set for Life Insurance office today!
Thursday, March 10th, 2011
As a physiatrist, it is important to protect your future earnings. When shopping for a disability policy, it is important to find a policy that will cover you if you are too sick or injured to work as a physiatrist. This is referred to as own occupation or specialty specific definition of disability. Different companies have different titles for these definitions so it is important to read proposal carefully.
At Set for Life Insurance, we work as independent disability insurance brokers representing the top disability companies in the industry allowing us to shop around and compare all of your options to find the most suitable policy for your needs. (more…)
Wednesday, March 9th, 2011
Set for Life Insurance, a nationally recognized disability insurance brokerage, offers special discounts on disability insurance for physicians, dentists, dental students, medical residents and fellows at SUNY State University New York.
These discounts also apply to
Disability insurance can be very expensive. The typical cost is around 1-3% of gross income for males and 2-4% for women, assuming the policy is purchased while you are healthy and still in your early 30′s. Therefore, whenever possible, it can be a great advantage to obtain a policy at discounted rates.
Women pay around 40% more on their premiums than their male counterparts. With the discounts, women will save approximately 55% on their premiums. For men, the savings is around 15%.
These discounts are permanent and apply to any future increases regardless of place of future employment. Please note some companies offer discounts on the initial policy, but only apply to future increases if you are still employed by the discounted employer.
The discounted policies have a true own occupation definition of disability, covering you in your medical specialty.
To obtain the discounted policy, you must submit your application prior to graduation. For more information and to start the process, please contact Set for Life Insurance today.
As a resident or fellow, you may purchase a policy between $1000-$5000/month benefit regardless of income or group benefits in force. The policy has an option allowing you to increase the benefits up to $15,000/month benefit without future medical underwriting.
Graduating residents in their last 180 days of residency may also purchase up to $5000/month. The following medical specialists may purchase up to $7500/month benefit:
Physicians in their first year in practice may purchase up to $6500/month without financial underwriting.
For more information about obtaining a policy at discounted rates, please contact the Set for Life Insurance office today!
Set for Life Insurance is a nationally recognized disability insurance brokerage. Based in Greenwood Village, Colorado, Set for Life Insurance is licensed in all 50 states, including New York
Saturday, March 5th, 2011
Set for Life Insurance, a nationally recognized disability insurance brokerage, offers special discounts on disability insurance for physicians, dentists, dental students, medical residents and fellows at Louisiana State University, LSUHSC.
These discounts also apply to
Disability insurance can be very expensive. The typical cost is around 1-3% of gross income for males and 2-4% for women, assuming the policy is purchased while you are healthy and still in your early 30′s. Therefore, whenever possible, it can be a great advantage to obtain a policy at discounted rates.
Women pay around 40% more on their premiums than their male counterparts. With the discounts, women will save approximately 55% on their premiums. For men, the savings is around 15%.
These discounts are permanent and apply to any future increases regardless of place of future employment. Please note some companies offer discounts on the initial policy, but only apply to future increases if you are still employed by the discounted employer.
The discounted policies have a true own occupation definition of disability, covering you in your medical specialty.
To obtain the discounted policy, you must submit your application prior to graduation. For more information and to start the process, please contact Set for Life Insurance today.
As a resident or fellow, you may purchase a policy between $1000-$5000/month benefit regardless of income or group benefits in force. The policy has an option allowing you to increase the benefits up to $15,000/month benefit without future medical underwriting.
Graduating residents in their last 180 days of residency may also purchase up to $5000/month. The following medical specialists may purchase up to $7500/month benefit:
Physicians in their first year in practice may purchase up to $6500/month without financial underwriting.
For more information about obtaining a policy at discounted rates, please contact the Set for Life Insurance office today!
Set for Life Insurance is a nationally recognized disability insurance brokerage. Based in Greenwood Village, Colorado, Set for Life Insurance is licensed in all 50 states, including Louisiana.