Set for Life Insurance has discounts available for dentists, dental students, and faculty of Harvard Dental School.
When shopping for disability insurance, it is important to look at all of your options available. In addition for looking for the right coverage for your needs, it is important to see if you have discounts available to you. This can save you a significant amount of premium over the course of your career.
Rates are based on several factors including age, gender and occupational class . Female rates tend to be approximately 40% more expensive than male rates. Therefore, if women are able to obtain unisex discounts, they will save significantly. Men will also receive a discount, but the change won’t be as dramatic as their rates start out at a lower premium than their women counterparts.
Discounts range from 15-15% depending on your age, gender and medical specialty. The discounts are permanent and apply to all future increases. To obtain the discount, you must apply for a policy while employed at the discounted employer.
If your current employer or residency program does not currently have discounts available, contact Set for Life and we can help implement a discount program for you and your colleagues.
Read More…
- Who Needs Disability Insurance?
- Are You Prepared For a Disability?
- Disability Insurance Policy Provisions
- Individual vs. Group Disability Insurance
- Disability Statistics
- Disability Shopping Tips
- Business Disability Insurance
- Available Discounts
- Insurance Companies
- Disability Insurance Process
- Disability Insurance Glossary
