Can A Disability Insurance Broker Help Me with My Claim?

Jamie Articles

Disability insurance claims Recently a potential client contacted me and asked me if I could help assist them in the future if they encountered a disability insurance claim. I explained to them how it worked. Brokers can listen to their clients and direct them to the company to initiate a claim. However, a broker is not actively involved in the claims …

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What Happens When I Get Declined for Disability Insurance?

Jamie Articles

Disability insurance can be the most difficult type of insurance to acquire. This is directly related to the fact that there is a 1 in 3 chance that people will be come disabled and can’t work at some point in their career. Furthermore, disability insurance policies require you go through the underwriting process once and not at a later time. …

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Can I Get Life or Disability Insurance If I’m Overweight?

Jamie Articles

When you apply for disability insurance, they discern your risk of having a claim. If you are considered overweight, you may receive a rating, an additional premium assessed to your policy. Here is a scale showing the height weight chart. keep in mind that companies vary slightly but this is a good guideline. HEIGHT AND WEIGHT GUIDELINES FOR LIFE AND …

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When Should You Purchase a Life or Disability Insurance Policy on Someone Else?

Jamie Articles

Typically people purchase their own life and disability insurance policies on themselves. However, sometimes people choose to purchase a policy on someone else. Juvenile policies. One of the most common times people purchase policies on someone else is when they purchase a life insurance policy on their child or grand child. The benefit of doing so is to protect child’s …

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Disability Insurance Medical Resident Fellows

Jamie Articles

Medical Fellow Disability Insurance As a medical fellow disability insurance you are furthering your area of expertise. This takes an extra amount of time and effort. As a result, it is even more critical to choose an individual disability policy that will cover you in your medical sub specialty. What should you look for as a medical fellow when it …

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