Posts Tagged ‘medical residents’

Disability Insurance Discounts Available at Multiple Employers and Residency Programs through Set for Life

Saturday, April 3rd, 2010

Set for Life Insurance has discounts available at multiple employers, hospitals, associations and medical residency programs throughout the country.

These discounts can range from 10% to 40%. When requesting your quote comparison, please be sure to mention your current employer on sheet so we can assess if we already have discounts in place.

We also have association disability discounts set up at various associations throughout the country. Please be sure to mention if you belong to an association (such as the Colorado Bar Association) on your quote request sheet so we can assess if we already have discounts in place.

Here is a list of some of the employers where we offer discounts. For more information, please go to the http://www.setforlifeinsurance.com/medical-resident page:

  • Children’s Hospital of Columbus
  • Children’s Hospital of Denver
  • Denver Health Medical Center
  • Cooper University, NJ
  • University of Colorado Health Sciences Center
  • University of Pennsylvania
  • University of Washington
  • St. Anthony’s Hospital of Denver
  • St. Joseph Hospital of Denver
  • Staten Island Hospital
  • New York Presbyterian Hospital
  • King’s County Hospital
  • Ohio State University Medical Center
  • Many more!

Sample Rates for Medical Residents/Fellows.

$1000/month benefit: Premium $23/month

$5000/month benefit: Premium $115/month

$7500/month benefit: Premium $172/month 

•·         Example for a 30 year old non smoker, female, non-surgical specialty.
•·         Rates are guaranteed to age 65.
•·         Covers you in your medical specialty.
•·         Increase options up to $15,000/month in the future without further medical underwriting.
•·         Discounts remain on the policy throughout your career, even if you change employers in the future..
•·         Includes a 3% Cost of Living and Partial, Residual Disability Rider.
•·         Non cancelable, Guaranteed Renewable.
•·         Policy subject to Medical Underwriting, Rates may vary based on gender, age, health and medical specialty.
•·         Applicants must apply for a policy while still employed at the discounted employer.

If discounts are not yet set up at your employer, association or hospital, please contact us and we can help you put discounts in place. Discounts are available if 2 or more people from the same company (3 or more people for physicians) apply for a policy.

 Read More…

•·         Who Needs Disability Insurance?
•·         Are You Prepared For a Disability?
•·         Disability Insurance Policy Provisions
•·         Individual vs. Group Disability Insurance
•·         Disability Statistics
•·         Disability Shopping Tips
•·         Business Disability Insurance
•·         Available Discounts
•·         Insurance Companies
•·         Disability Insurance Process
•·         Disability Insurance Glossary

 

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Ohio National Announces Increased Issue and Participation Limits

Thursday, April 1st, 2010

April 1, 2010

Ohio National, based in Cincinnati, OH,  announced increased issue and participation limits for disability income insurance. Professionals can now purchase up to $15,000/month benefit.  These increases are for most professionals, including physicians, dentists, attorneys, CPAs, medical residents, architects, business owners and consultants.

Other occupational classes that could previously purchase up to $5000/month benefit can now purchase up to $7000/month.

Additionally, business owners can now purchase up to $30,000 of business overhead expense insurance.

Ohio National is rated A+ by AM Best

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Berkshire Guardian Announces Increased Limits for Disability Insurance for Medical Fellows, Residents and Students.

Thursday, January 28th, 2010

Medical Residents, Fellows and Students now have increased disability insurance limits through Berkshire, Guardian. Fellows and medical residents in years 3+ can purchase up to $5000/month benefit, residents in year 2 or less can purchase up to $4000/month and senior medical students can purchase up to $2500/month benefit. 

First year physician limits are now available to graduating residents. If you are a medical resident in your last 6 months of residency, you can now purchase between $6000/month and $7500/month (depending on your medical specialty).

For more information, please contact the Set for Life Insurance office today!

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Set for Life Insurance Offers Disability Insurance Discounts to Physicians and Medical Residents at Baylor University

Monday, December 14th, 2009

Set for Life Insurance has discounts available for physicians, medical residents, fellows and employees of  Baylor University in Texas.

When shopping for disability insurance, it is important to look at all of your options available.  In addition for looking for the right coverage for your needs, it is important to see if you have discounts available to you. This can save you a significant amount of premium over the course of your career.

Rates are based on several factors including age, gender and occupational class . Female rates tend to be approximately 40% more expensive than male rates. Therefore, if women are able to obtain unisex discounts, they will save significantly. Men will also receive a discount, but the change won’t be as dramatic as their rates start out at a lower premium than their women counterparts.

Sample Rates for Medical Residents/Fellows.

$1000/month benefit: Premium $23/month

$5000/month benefit: Premium $115/month

$7500/month benefit: Premium $172/month 

•·     Example for a 30 year old non smoker, non-surgical specialty.

•·     Rates are guaranteed to age 65.

•·     Covers you in your medical specialty.

•·     Increase options up to $15,000/month in the future without further medical underwriting.

•·     Discounts remain on the policy throughout your career, even if you change employers in the future.

•·     Includes a 3% Cost of Living and Partial, Residual  Disability Rider.

•·     Non cancelable, Guaranteed Renewable.

•·     Policy subject to Medical Underwriting, Rates may vary based on gender, age, health and medical specialty.

•·     Applicants must apply for a policy while still employed at the discounted employer.

If your current employer or residency program does not currently have discounts available, contact Set for Life and we can help implement a discount program for you and your colleagues.

Read More…

 

 

 

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Set for Life Insurance has discounts available for physicians, medical residents, dental students, fellows and employees of Harvard University.

Tuesday, November 3rd, 2009

Set for Life Insurance has discounts available for physicians, medical residents, dental students, fellows and employees of Harvard University.

When shopping for disability insurance, it is important to look at all of your options available.  In addition for looking for the right coverage for your needs, it is important to see if you have discounts available to you. This can save you a significant amount of premium over the course of your career.

Rates are based on several factors including age, gender and occupational class . Female rates tend to be approximately 40% more expensive than male rates. Therefore, if women are able to obtain unisex discounts, they will save significantly. Men will also receive a discount, but the change won’t be as dramatic as their rates start out at a lower premium than their women counterparts.

Sample Rates for Medical Residents/Fellows.

$1000/month benefit: Premium $23/month

$5000/month benefit: Premium $115/month

$7500/month benefit: Premium $172/month 

•·     Example for a 30 year old non smoker, non-surgical specialty.

•·     Rates are guaranteed to age 65.

•·     Covers you in your medical specialty.

•·     Increase options up to $15,000/month in the future without further medical underwriting.

•·     Discounts remain on the policy throughout your career, even if you change employers in the future.

•·     Includes a 3% Cost of Living and Partial, Residual  Disability Rider.

•·     Non cancelable, Guaranteed Renewable.

•·     Policy subject to Medical Underwriting, Rates may vary based on gender, age, health and medical specialty.

•·     Applicants must apply for a policy while still employed at the discounted employer.

If your current employer or residency program does not currently have discounts available, contact Set for Life and we can help implement a discount program for you and your colleagues.

Read More…

 

 

 

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