Posts Tagged ‘medical residents’

Disability Insurance Discounts for Medical Residents, Dentists and Physicians at Emory University

Thursday, May 12th, 2011

Set for Life Insurance offers specially discounted disability insurance rates on individual disablity insurance to medical residents, fellows, physicians, dentists, dental residents, dental students, faculty and employees of Emory University.

The discounted policies feature a true own occupation definition of disability that cover physicians in their medical specialty.

To qualify for the discounted rates, applicants must submit their application through Set for Life insurance while employed by Emory. Therefore, if a medical resident is graduating, they must submit the application prior to their graduation date. Dental students and residents may also qualify for the discounted rates.

The discounts range from 15-55%. The discounts are greater for women because the rates are unisex. Women typically pay 40% more than their mail counterparts.

The discounts are permanent and apply to all future purchases.

For more information about discounted disability insurance at Emory University or to request a quote, contact the Set for Life Insurance office today.

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Set for Life Insurance Offers Disability Insurance Discounts at University of Utah

Wednesday, May 4th, 2011

Set for Life Insurance offers discounts to physicians, medical residents, fellows, medical students, dentists, dental residents, professors and employees at University of Utah.

These affilliations are eligible for discounts:

University of Utah Health Care
University of Utah Health Sciences
University of Utah School of Medicine
University of Utah Dental Education Program
University of Utah College of Health
University of Utah College of Nursing
University of Utah School of Pharmacy
University of Utah Medical Group
University of Utah Hospitals and Clinics

These discounts range from 15-55% depending on age, gender and occupation. Women see the largest discount as the rates are unisex. Since women typically pay 40% more premium for their disability insurance than their male counterparts, the unisex rates make the greatest difference.

The discounted policies provide a true own occupation, specialty specific definition of disability.

For a list of discounts available through Set for Life, click here.

For more information about disability insurance and disability insurance discounts, contact the Set for Life Insurance office today.

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Disability Insurance Discounts Available to Physicians and Medical Residents at Carolinas Medical Center Through Set for Life

Thursday, January 13th, 2011

Set for Life Insurance, a nationally recognized disability insurance brokerage, offers special discounts on disability insurance for physicians, medical residents and fellows at Carolinas Medical Center.

Disability insurance can be very expensive. The typical cost is around 1-3% of gross income for males and 2-4% for women, assuming the policy is purchased while you are healthy and still in your early 30′s. Therefore, whenever possible, it can be a great advantage to obtain a policy at discounted rates.

Women pay around 40% more on their premiums than their male counterparts. With the discounts, women will save approximately 55% on their premiums. For men, the savings is around 15%.

These discounts are permanent and apply to any future increases regardless of place of future employment. Please note some companies offer discounts on the initial policy, but only apply to future increases if you are still employed by the discounted employer.

The discounted policies have a true own occupation definition of disability, covering you in your medical specialty.

To obtain the discounted policy, you must submit your application prior to graduation. For more information and to start the process, please contact Set for Life Insurance today.

As a resident or fellow, you may purchase a policy between $1000-$5000/month benefit regardless of income or group benefits in force. The policy has an option allowing you to increase the benefits up to $15,000/month benefit without future medical underwriting.

Graduating residents in their last 180 days of residency may also purchase up to $5000/month. The following medical specialists may purchase up to $7500/month benefit:

Gastroenterologists
Oncologists
Cardiologists (General Cardiology and Interventional Radiology)
Neonatologists
Urologists
Diagnostic Radiologists
Interventional Radiologists
Orthopedic Surgeons
Neurosurgeons

Physicians in their first year in practice may purchase up to $6500/month without financial underwriting.

For more information about obtaining a policy at discounted rates, please contact the Set for Life Insurance office today!

Tags: carolinas medical center disability insurance, contact set for life insurance, disability insurance discounts, disability quotes, graduating medical resident, medical resident disability insurance, medical residents, physician disability insurance
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Disability Insurance Discounts Available at Multiple Employers and Residency Programs through Set for Life

Saturday, April 3rd, 2010

Set for Life Insurance has discounts available at multiple employers, hospitals, associations and medical residency programs throughout the country.

These discounts can range from 10% to 40%. When requesting your quote comparison, please be sure to mention your current employer on sheet so we can assess if we already have discounts in place.

We also have association disability discounts set up at various associations throughout the country. Please be sure to mention if you belong to an association (such as the Colorado Bar Association) on your quote request sheet so we can assess if we already have discounts in place.

Here is a list of some of the employers where we offer discounts. For more information, please go to the http://www.setforlifeinsurance.com/medical-resident page:

Children’s Hospital of Columbus
Children’s Hospital of Denver
Denver Health Medical Center
Cooper University, NJ
University of Colorado Health Sciences Center
University of Pennsylvania
University of Washington
St. Anthony’s Hospital of Denver
St. Joseph Hospital of Denver
Staten Island Hospital
New York Presbyterian Hospital
King’s County Hospital
Ohio State University Medical Center
Many more!

Sample Rates for Medical Residents/Fellows.

$1000/month benefit: Premium $23/month

$5000/month benefit: Premium $115/month

$7500/month benefit: Premium $172/month

•· Example for a 30 year old non smoker, female, non-surgical specialty.

•· Rates are guaranteed to age 65.

•· Covers you in your medical specialty.

•· Increase options up to $15,000/month in the future without further medical underwriting.

•· Discounts remain on the policy throughout your career, even if you change employers in the future..

•· Includes a 3% Cost of Living and Partial, Residual Disability Rider.

•· Non cancelable, Guaranteed Renewable.

•· Policy subject to Medical Underwriting, Rates may vary based on gender, age, health and medical specialty.

•· Applicants must apply for a policy while still employed at the discounted employer.

If discounts are not yet set up at your employer, association or hospital, please contact us and we can help you put discounts in place. Discounts are available if 2 or more people from the same company (3 or more people for physicians) apply for a policy.

Read More…

•· Who Needs Disability Insurance?

•· Are You Prepared For a Disability?

•· Disability Insurance Policy Provisions

•· Individual vs. Group Disability Insurance

•· Disability Statistics

•· Disability Shopping Tips

•· Business Disability Insurance

•· Available Discounts

•· Insurance Companies

•· Disability Insurance Process

•· Disability Insurance Glossary

Tags: disability insurance, discounts, medical residents, set for life insurance, university of colorado
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Ohio National Announces Increased Issue and Participation Limits

Thursday, April 1st, 2010

April 1, 2010

Ohio National, based in Cincinnati, OH, announced increased issue and participation limits for disability income insurance. Professionals can now purchase up to $15,000/month benefit. These increases are for most professionals, including physicians, dentists, attorneys, CPAs, medical residents, architects, business owners and consultants.

Other occupational classes that could previously purchase up to $5000/month benefit can now purchase up to $7000/month.

Additionally, business owners can now purchase up to $30,000 of business overhead expense insurance.

Ohio National is rated A+ by AM Best

Tags: attorneys, business owners, disability insurance, medical residents, ohio national, overhead expense insurance, physicians, professionals
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