Disability: Is the Best Always the Best?

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When it comes to purchasing your disability insurance policy, it is important to not only compare policies but to prioritize what is most important to you. Sometimes the best is not always the best. Premiums are based on several variables: Age Gender Occupational Class Monthly Benefit Riders Benefit Period Geography (where you reside) Company rates Policy Available discounts Some companies …

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Consultants Choosing Set for Life Insurance for Disability Insurance

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Consultants from around the country are discovering Set for Life and choosing them to help them with their life insurance, disability insurance and long term care insurance needs. A lot of consultants are choosing to leave their large companies to start their own firm. As a result, they are losing their insurance benefits and need to purchase them on their …

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Life and Disability Insurance: Policy Date

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Disability and Life Insurance: Backdating Your Policy When you apply for life or disability insurance, the rates are locked in base on your age. For life insurance, your age is your closest age. As such, you change ages on your ½ birthday. For disability insurance, your actual age is used. If you are close to your age change or your …

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Disability Insurance: The Premium Difference

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When shopping for disability insurance online, it is important to keep in mind that policies will not vary much from company to company. If you are working with an experienced broker, chances are that you will receive quotes from the same companies with the same premiums. If the premiums are substantially different from the same company there are a few …

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IRS to Honor Medical Resident FICA Refund Claims

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Like Share Print IRS to Honor Medical Resident FICA Refund Claims The Internal Revenue Service has made an administrative determination to accept the position that medical residents are excepted from FICA taxes based on the student exception for tax periods ending before April 1, 2005, when new IRS regulations went into effect. The IRS has begun contacting hospitals and universities …

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