Revised Disability Insurance Quotes

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Sometimes when shopping for disability insurance, you may be unsure of what you are looking for. That is when it is important to request revised disability insurance. Or, perhaps the initial disability insurance quote comparison is more expensive than you expected. Here are the ways you can revise your disability insurance quotes to make necessary changes: 1)      Change the monthly …

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Physician Disability Insurance: 3 Years After Residency

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If you are like most physicians, chances are you purchased your individual disability insurance policy when you were a medical resident and have no idea where you put it. After a few moves, boards and job changes, you are now 3 years out and the dust is starting to settle. Three years after medical residency tends to be the sweet …

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Disability Insurance for Veterinarians Buying a Practice

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Veterinarians purchasing a practice with a bank loan may be required to purchase disability insurance before the bank will release the loan. The policy will pay a monthly payment to pay for the duration of the loan. For example, if you have a 10 year loan period and become disabled in year 3, the policy will pay benefits for the …

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Emergency Physician Disability Insurance

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Emergency Physicians in particular understand the risk involved when it comes to disability insurance as they encounter situations daily when people are severely injured or sick. So how do emergency physicians properly protect their income with individual disability insurance? Here is a primer on the critical elements in a disability policy: 1)      Definition of disability. Look for a policy that …

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Obesity and Disability Insurance

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If you are considered obese, how will this affect your ability to purchase an individual disability insurance? According to the CDC.gov website, here is how obesity is defined: Definitions for Adults For adults, overweight and obesity ranges are determined by using weight and height to calculate a number called the “body mass index” (BMI). BMI is used because, for most …

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