Disability Insurance Discounts

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Set for Life Insurance has the largest portfolio of disability insurance discounts available nationwide. How did this happen? Since 1993, Set for Life has worked with their clients to set up these discounts at hospitals, employers and associations. Once the discounts are in place, subsequent people affiliated with these employers are eligible for the discounts if they, too, submit their …

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Disability Insurance: Should You Replace?

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When does it make sense to replace your existing disability insurance policy? Before you replace your existing disability insurance policy, it is important to consider many variables. Qualifying for an individual disability insurance policy can be difficult so replacing it may not make much sense. Never drop an existing disability policy before a new policy is in force, either. If …

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Physicians: Beware of the Medical Occupation Definition

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Here is an interesting article about the medical occupation definition of disability. This can be very confusing to physicians shopping for disability insurance and can provide a lot of needed clarity. http://www.diattorney.com/wp-content/uploads/2012/09/03-beware-the-medical-occupation-definition-of-total-disability.pdf For more information about the medical occupation definition of disability insurance, or to request a personalized disability insurance quote comparison, contact Set for Life Insurance today!

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Disability Insurance for Physicians Changing Specialties

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Should physicians contact their disability insurance company when they change medical specialties? The answer is generally, no. When you purchase your disability policy, the policy is issued based on the medical specialty you were working in at the time of application. This helps determine your occupational class, namely either surgical or non-surgical with most companies. If you change your specialty, …

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Can I Qualify for Life Insurance While Pregnant?

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If you are currently pregnant, you may apply for life insurance. Assuming you have no major complications, the underwriting process will not be much different than if you were not pregnant. If you are having complications of pregnancy and apply for life insurance, your rates may be much greater and it would make sense to wait to apply for coverage. …

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