Disability insurance | Pregnancy

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If you apply for an individual disability insurance policy while pregnant, chances are that the company will add a pregnancy exclusion on your policy. If you apply for an individual disability insurance policy prior to becoming pregnant, most likely they will not add any pregnancy exclusions unless you are seeking fertility treatment. Assuming you do not have any pregnancy exclusions …

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Disability Insurance for Attorneys

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Set for Life Insurance specializes in helping professionals with their disability insurance, including attorneys. Law students in their final year of law school may purchase up to $2000/month benefit even if you are not yet employed. Attorneys in the first 2 years of practice may purchase up to $4000/month benefit regardless of income and without proof of income. As an …

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Disability Insurance for Physicians| Does Premium Matter?

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Physicians should ALWAYS compare costs of disability insurance policies before making a purchase. Whenever you make a purchase whether it is insurance or otherwise, cost ALWAYS matters. If you are shopping for disability insurance online or in person and someone tells you that you shouldn’t look at the cost when comparing plans, chances are you are not being given the …

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When CRNAs should buy disability insurance

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The best time for CRNAs to purchase an individual disability insurance policy is as early as possible. The younger you are and the healthier you are, the better. A lot of CRNAs choose to purchase their individual disability insurance policy through their CRNA association. These rates are not guaranteed and increase substantially when you reach age 50. As a result, …

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Disability Insurance for Veterinary Specialists

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When it comes to purchasing an individual disability insurance policy as a veterinarian, your policy will be based on if you work with large or small animals, not based on your veterinary specialty. If you specialized in working with small animals, you will be placed in a better risk class, thus reducing your rates. If you work primarily with large …

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