Disability Insurance Discounts Available to Physicians and Medical Residents of Denver Health Medical Center
Feb 3, 2010
Jamie Fleischner

Jamie Fleischner

3 Feb, 2010

Set for Life Insurance has discounts available for physicians, medical residents and employees of  Denver Health Medical Center.

When shopping for disability insurance, it is important to look at all of your options available.  In addition for looking for the right coverage for your needs, it is important to see if you have discounts available to you. This can save you a significant amount of premium over the course of your career.

Rates are based on several factors including age, gender and occupational class . Female rates tend to be approximately 40% more expensive than male rates. Therefore, if women are able to obtain unisex discounts, they will save significantly. Men will also receive a discount, but the change won’t be as dramatic as their rates start out at a lower premium than their women counterparts.

Sample Rates for Medical Residents/Fellows.

$1000/month benefit: Premium $23/month

$5000/month benefit: Premium $115/month

$7500/month benefit: Premium $172/month 

•·     Example for a 30 year old non smoker, female, non-surgical specialty.

•·     Rates are guaranteed to age 65.

•·     Covers you in your medical specialty.

•·     Increase options up to $15,000/month in the future without further medical underwriting.

•·     Discounts remain on the policy throughout your career, even if you change employers in the future.

•·     AM Best A+ Rated company.

•·     Includes a 3% Cost of Living and Partial, Residual  Disability Rider.

•·     Non cancelable, Guaranteed Renewable.

•·     Policy subject to Medical Underwriting, Rates may vary based on gender, age, health and medical specialty.

•·     Applicants must apply for a policy while still employed at the discounted employer.

If your current employer or residency program does not currently have discounts available, contact Set for Life and we can help implement a discount program for you and your colleagues.

Read More…

 

 

 

 

 

 

Related Posts

UChicago GSI Guaranteed Standard Issue Now Available

UChicago GSI Guaranteed Standard Issue Now Available

  Launched on January 1, 2024, The Guardian Life Insurance Company of America (Guardian) is making a special offer to the Residents and Fellows training at The University of Chicago. You may obtain Individual disability insurance coverage through Guardian on a...

Demutualization of Ohio National

Here is an article explaining the recent changes at Ohio National. For more infomation, please contact Set for Life Insurance.   https://theinsuranceproblog.com/the-last-word-on-ohio-nationals-demutualization/

We’re here to help

Getting the right disability insurance can be downright confusing. At Set For Life, we’ll help you understand the options and work with you to select just the right product for you and your family. These articles will help you understand some of the complexities involved, but we’re happy to walk you through it! If you’re ready to get set, reach out for a quote today!