The 2011 DIAM spokesperson is Rosemarie Rossetti. Rosemarie is passionate about disability insurance and the need for agents to reach out to Americans and help them get the coverage they need. You see, Rosemarie’s life was changed in an instant when a tree fell on her while she was biking, paralyzing her from the waist down. It was her disability insurance that helped her through her darkest hours—and years—when she had no paycheck coming in.
Demystifying Attending Physician Statements for Life and Disability Insurance
When applying for life or disability insurance, you may encounter the term "Attending Physician Statement" (APS). Approximately 60% of the time, an APS is ordered, meaning the underwriters need medical records to asses your risk. This document plays a crucial role in...