Simplified Disability Insurance Underwriting

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Disability insurance underwriting can be complicated. But it doesn’t have to be when you consider purchasing your policy with a simplified underwriting program.

If you are looking to purchase a policy with less than $5000/month benefit without the need for more in the future and don’t have any major health conditions, you may want to consider a simplified underwriting plan.

Sometimes less is more:

  • No income documentation.
  • No medical exams or testing.
  • No attending physician statements or medical records.
  • No personal history interview.


What is included?

  • Up to $5000/month benefit (depending on company).
  • Own occupation definition of disability.
  • Increase options in some circumstances.
  • Available to ages 18-60.
  • Available to most occupational classes.
  • All waiting and benefit periods available.

Please contact the Set for Life Insurance office today for more information.