Can I Get Life or Disability Insurance If I’m Overweight?

Jamie Articles

When you apply for disability insurance, they discern your risk of having a claim. If you are considered overweight, you may receive a rating, an additional premium assessed to your policy. Here is a scale showing the height weight chart. keep in mind that companies vary slightly but this is a good guideline. HEIGHT AND WEIGHT GUIDELINES FOR LIFE AND …

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Why People Don’t Buy Life Insurance and Why They Should

Jamie Articles

Here is a great article written for Life Happens. 6 Reasons People Don’t Buy Life Insurance (and Why They’re Wrong) January 23, 2017 | Helen Mosher | 10 chat Let’s face it. Most people put off buying life insurance for any number of reasons—if they even understand it Take a look at this list—do any of them sound like you? 1. It’s too expensive. In …

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Disability Insurance Open Enrollment

Jamie Articles

Disability Insurance Open Enrollment It is open enrollment season and time for people to choose their employee benefits, including choices for disability insurance. What happens to your individual disability insurance policy if you enroll in a group disability insurance policy? Your individual disability policy is always primary. If you have a claim, your individual policy will pay you benefits regardless …

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CRNA Disability Insurance–Individual vs. AANA disability insurance Association Policy

Jamie Articles

AANA Disability Insurance vs. Individual CRNA Disability Insurance As a CRNA, should you choose an individual or the AANA disability insurance policy. CRNAs in their 20’s and 30’s tend to choose the association policy because of the cost. It is less expensive than an individual policy. When CRNAs turn 40, they are in for sticker shock with the association policy. The …

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Disability Insurance for Veterinarians Purchasing a Practice Loan

Jamie Articles

Recently I worked with a veterinarian who was in the process of purchasing a practice by taking out a large loan. He was taking out a loan in the amount of $500k to be paid back in 10 years. The bank required that he show proof of life and disability insurance in order to execute the loan. The monthly payment will …

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