Replacing Individual Disability Insurance Policies

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When it comes to replacing disability insurance, it is important to weigh the pros and cons in each individual situation. The cons of replacing an individual disability policy: Replacing a disability insurance policy requires new medical underwriting. If you have had an adverse change in health, your new policy might have exclusions or a rating which would make it less …

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Disability Insurance Individual

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Disability Insurance: Age Matters The best time to purchase an individual disability insurance policy is when you are young and healthy and the premiums are still affordable. 20s. If you are in your 20s and have a firm grip on where you are going with your career, this is an ideal time to purchase your individual disability policy. We work …

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IT Professional Disability Insurance

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Disability Insurance for IT Information Technology Professionals Premiums and policies for information technology IT professionals can vary from company to company. It really pays to shop around to find the best fit for you. The best thing to do is to work with an experienced broker who can spreadsheet multiple companies and know the differences between them. More importantly, they …

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Disability Insurance for Physicians: Premium Matters

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Disability Insurance for Physicians: Premium Matters Whenever you are shopping for something whether it is a new home, new car, a new outfit or disability insurance, price has an influence. When shopping for disability insurance, it is important to look at all of the variables; definition of disability, riders, quality of company, etc… When the parameters are very similar, price …

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The Cost of a Disability

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49% of workers would have difficulty supporting themselves within one month of becoming disabled. – The Disability Survey conducted by Kelton Research on behalf of the LIFE Foundation, April 2009 One work-related disabling injury costs an employer on average $48,000.  – National Safety Council®, Injury Facts® 2010 Ed. Off-the-job injuries to workers cost the nation at least $253.3 billion and …

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