When should you wait to buy disability insurance

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Ask most disability insurance brokers when you should buy an individual disability insurance policy and they will tell you “right now! Sooner is better than later!” But that is not always the case. Like most situations, it depends on your individual needs. Here is a list when it makes sense to WAIT to purchase your individual disability policy. 1) You …

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Physician Disability Insurance: Why the Premium Disparity?

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Physician Disability Insurance—Why the Premium Disparity? Sometimes shopping for physician individual disability insurance can be confusing when comparing individual disability insurance policies from multiple companies. This is especially confusing when you receive disability quotes with radically different premiums. Why the premium difference? 1)      First check your quotes for the correct occupational class. If the quote is radically different in price, …

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Disability Insurance for Graduating Medical Students: Time Running Out

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Disability Insurance for Graduating Medical Students: Time Running Out If you are a graduating medical student, class of 2013, time may be running out to take advantage of the opportunity to purchase your individual disability insurance policy in the most optimal conditions. Graduating medical students my purchase up to $2500/month benefit regardless of income or medical school. Some companies allow …

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Disability Insurance Discounts Available for Physicians, Residents, Dentists, and Employees of Iowa Health

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Disability Insurance Discounts Available for Physicians, Residents, Dentists, and Employees of Iowa Health Des Moines. Set for Life Insurance offers special discounts for physicians, nurses, medical residents, CRNAs dentists, and other employees who are affiliated with Iowa Health Des Moines. These affiliates include: Iowa Methodist Medical Center Iowa Lutheran Hospital Iowa Methodist West Blank Children’s Hospital The discounts provide unisex …

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Medical Resident Disability Insurance vs. Medical Student

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Should I purchase my disability policy while a medical student or as a medical resident? Timing when you should purchase your disability insurance policy can have critical implications later on. It is important to know all of your options and when you should purchase your policy. Medical students in their last year may purchase up to $2500/month of individual disability …

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