Physician and Dentist Disability Insurance: Keeping Up to Date

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If you are a physician and purchased your policy prior to 2000, it may be necessary for you to review your current coverage as there have been many changes that have taken place in the marketplace. 1)      Occupational class changes. Some companies have upgraded some occupational classes for physicians thereby reducing premiums. For instance, pediatric dentists, gastroenterologists and pediatricians have …

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Disability Insurance Physicians, Dentists, CRNAs, Attorneys, Architects, Accountants, Engineers in First Year In Practice

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By Jamie K. Fleischner, CLU, ChFC If you are a professional in your first year in practice and didn’t purchase your individual disability insurance policy while in medical residency, dental school or law school, you may still have time to take advantage of company offerings. These programs are designed for professionals and students who are expected to quickly attain a …

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Disability Insurance for Gastroenterologists

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As a gastroenterologist,   it is important to protect your future earnings.  When shopping for a disability policy, it is important to find a policy that will cover you if you are too sick or injured to work as a gastroenterologist.  This is referred to as own occupation or specialty specific definition of disability. Different companies have different titles for these definitions …

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