Why Surgical Physicians Should Purchase More Than One Disability Insurance Policy

Jamie Articles Leave a Comment

As the trend leans toward higher compensation for surgical specialists, it is imperative that they are not only properly covered with disability insurance but have the capacity to grow as their incomes increase. It has become well documented that surgical specialists’ incomes are soaring. For example, in 1985, internists and dermatologists were earning about the same amount of income. By …

Share

Disability Insurance for Graduating Oral Surgeons and Orthodontists

Jamie Articles Leave a Comment

Disability Insurance for Oral Surgeons and Orthodontists—higher limits available Oral surgeons and graduating orthodontists in their last 6 months of training or first year of practice can now purchase up to $7500/month benefit regardless of income or group benefits in force. When should you buy before graduation? If you are working for a hospital with available discounts, purchase your policy …

Share

Guardian Increases Limits on Physician Disability Insurance

Jamie Announcements Leave a Comment

As a result of our ongoing market research, the following increases are available immediately: •        New $17,000 Issue Limits for Medical/Dental Classes 6M-3M and Class 4* •        Maximum Participation with IDI now $25,000 for Occ. Classes 6M-3M, 6-4* •        Higher Special Limits for Oral Surgeons, Orthodontists, Dental Specialty School Students, and …

Share

Orthopedic Surgeon Life and Disability Insurance: What a difference a decade makes

Jamie Client Stories Leave a Comment

By Jamie K. Fleischner, CLU, ChFC, LUTCF President, Set for Life Insurance It’s amazing what can change in a decade. Today I reviewed an existing client’s insurance and a lot has changed since we first started working together in 2000. My client, “Dr. Foot” is an orthopedic surgeon living in New York who first came to me when he was …

Share

Disability Insurance for Physicians: How Much?

Jamie Articles Leave a Comment

When it comes to disability insurance, there are income and participation limits to determine how much benefit you can purchase. This means at your income level, you are eligible to purchase a certain amount of insurance based on your income and if you have a group disability insurance policy in force. As a medical resident, you may purchase between $1000 …

Share