Disability Insurance for Orthopedic Surgeons

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As an orthopedic surgeon, you have spent multiple hours, days, and years training to be able to work in your specialty. What would happen if you became too sick or injured and could no longer work as an orthopedic surgeon? Protecting your income with a disability policy that covers you in your medical specialty as an orthopedic surgeon is critical. …

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Medical Resident Disability Insurance: One Size Fits All?

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Individual disability insurance should be customized to fit your needs. This includes your current needs, future needs, budget and many other factors. I recently worked with an orthopedic surgical medical resident (Dr. Macintosh) who is preparing to graduate in 2013 at a hospital in Florida and moving to Texas.  He told me that an agent met with his graduating class, …

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Disability Insurance Discounts for Orthopedic Surgeons

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Disability insuranace can be very expensive for orthopedic surgeons. For men, expect to pay approximately 1-3% of your income on premiums. For women, expect to pay 2-4%. The best way to reduce your premiums is to look for discounts without compromising benefits on your policy. If you are not currently eligible for discounts already in place, you may be able …

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