Disability Insurance for Medical Residents Who Aren’t Graduating

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Most medical residents wait until the end of residency before they purchase their individual disability insurance. For one, they have been too busy during residency to think about it and two, they didn’t want to take on more expenses. There are many reasons that medical residents should consider purchasing their disability insurance policy now even when they still have a …

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Why disability insurance premiums can vary

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When shopping for disability insurance and comparing quotes, sometimes it seems that the premiums can vary greatly. Oftentimes, people ask: Am I missing something? Here are some of the reasons that disability insurance premiums on individual disability policies can vary greatly from company to company: 1)      Favorable Occupational Class. Occupations are classified into an occupational class by companies that will …

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