Graduating Professional Disability Insurance

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If you are a professional who is graduating soon or are in your first year of practice, you may be able to qualify for an individual disability insurance policy without having proof of income. Here is a list of the professional limits. For more information, contact Set for Life Insurance today! Amounts shown are monthly benefits. Policies are subject to …

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Physician and Dentist Disability Insurance: Keeping Up to Date

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If you are a physician and purchased your policy prior to 2000, it may be necessary for you to review your current coverage as there have been many changes that have taken place in the marketplace. 1)      Occupational class changes. Some companies have upgraded some occupational classes for physicians thereby reducing premiums. For instance, pediatric dentists, gastroenterologists and pediatricians have …

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Principal Upgrades Disability Insurance Occupational Classes for Veterinarians, Educators and More.

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October 4, 2011 Principal Life Insurance Company frequently reviews its underwriting practices. The following changes are effective immediately: Summary Occupation-based changes Additional underwriting enhancements Upgrades for occupations primarily within the education and scientific fields 10% Select Occupation Discount available to more professionals Physician occupation classes and duties clarification Business Owner Enhancer available for business owners with 20% or more ownership …

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