When Should You Purchase a Life or Disability Insurance Policy on Someone Else?

Jamie Articles

Typically people purchase their own life and disability insurance policies on themselves. However, sometimes people choose to purchase a policy on someone else. Juvenile policies. One of the most common times people purchase policies on someone else is when they purchase a life insurance policy on their child or grand child. The benefit of doing so is to protect child’s …

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Disability Insurance Medical Resident Fellows

Jamie Articles

Medical Fellow Disability Insurance As a medical fellow disability insurance you are furthering your area of expertise. This takes an extra amount of time and effort. As a result, it is even more critical to choose an individual disability policy that will cover you in your medical sub specialty. What should you look for as a medical fellow when it …

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Principal Disability Insurance Changes

Jamie Announcements

Principal¬†Disability Insurance Changes Effective Immediately Principal Financial Group announced the following changes to their individual disability policy effective immediately: 1) For occupation classes 6A, 5A, 4A and 3A, clients may purchase up to $20,000/month benefit. ¬†Benefits may aggregate with another individual disability insurance for up to $35,000/month benefit. In addition, clients may purchase up to $35,000/month benefit if there is …

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Disability Insurance Discounts for Graduating Medical Residents

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Medical Resident Disability Insurance for Graduating Residents It’s that time of year when medical residents are finishing their training and graduating. With this in mind, when is the optimal time to purchase an individual disability insurance policy? A lot depends on your current and soon to be future situation. As a graduating medical resident, consider the following when it comes …

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Do Brokers Help With the Disability Insurance Claims Process?

Jamie Articles Leave a Comment

Yesterday I was working with a dentist who was referred to me for an individual disability insurance policy. He had previously met with another broker who told him that it would be advantageous working with him since he can help get claims paid. Is that true? The answer is categorically, NO! Brokers are there to help clients choose the most …

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