Disability Insurance CRNA: Policy Exlcusion Regrets

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By Jamie K. Fleischner, CLU, ChFC, LUTCF Purchasing an individual disability policy can be a trying process when it comes to medical underwriting. The company only has one chance to decide if you will be a good risk in the next 20-30 years. As such, sometimes policies come back with either an exclusion or a rating. This means that the …