Disability Insurance to Cover Loan Repayments

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This week I had a grandfather contact me about helping his grandson apply for a policy to cover his student loans. The grandson just finished pharmacy school and had a total of about $150,000 in student loans. Even though he was starting a stable full time job, he wanted to ensure that his loans would be paid if something happened …

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Guardian Announces Higher Limits on Disability Insurance

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Effective immediately, Guardian has increased their participation limits for non-medical clients ages 18-55 in occupation classes 4, 5 and 6.  Specifically: · Increased the maximum participation limits with other IDI (individual disability insurance) to $30,000 for occupation classes 4, 5 and 6 ·        Increased maximum participation limit with Group LTD (long term disability) to: o       …

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Guardian Increases Limits on Physician Disability Insurance

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As a result of our ongoing market research, the following increases are available immediately: •        New $17,000 Issue Limits for Medical/Dental Classes 6M-3M and Class 4* •        Maximum Participation with IDI now $25,000 for Occ. Classes 6M-3M, 6-4* •        Higher Special Limits for Oral Surgeons, Orthodontists, Dental Specialty School Students, and …

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Optometrist Disability Insurance: Choosing Set for Life

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Word is spreading around the optometry community and optometrists are reaching out to Set for Life Insurance for their disability insurance needs. Set for Life Insurance specializes in helping individuals and business owners with their disability, life and long term care insurance. Optometrists work as both practitioners and in some cases as business owners. Set for Life is equipped to …

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Disability Insurance for Physicians and Dentists to Cover a Business Loan

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Physicians and dentists often need to take out a business loan to purchase a practice. The loan typically ranges from $300,000 to $500,000. A lot of banks will not issue the loan unless there is a disability insurance policy in place to cover the loan in case the physician or dentist becomes disabled and cannot pay the loan. A lot …

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