Covid-19 Coronavirus–Does My Life Insurance and Disability Insurance Policy Cover Me?

Jamie Articles

Does disability insurance cover coronavirus? If you’re applying for disability insurance, a global health crisis such as coronavirus can have consequences for your policy. But if you’re already covered, your policy will cover you the same as any other illness. You must satisfy your elimination period, typically 90 days and you must be unable to work due to a sickness …

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2 Year Period of Incontestability–Life and Disability Insurance

Jamie Articles

When you purchase a life or disability insurance policy, your policy will automatically have a clause called the period of incontestability. This clause causes a lot of confusion.  The clause states that if you have a claim in the first two years of the policy, the company has the right to rescind the contract. Does that mean you are not …

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Can I Get Life or Disability Insurance If I’m Overweight?

Jamie Articles

When you apply for disability insurance, they discern your risk of having a claim. If you are considered overweight, you may receive a rating, an additional premium assessed to your policy. Here is a scale showing the height weight chart. keep in mind that companies vary slightly but this is a good guideline. HEIGHT AND WEIGHT GUIDELINES FOR LIFE AND …

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Why People Don’t Buy Life Insurance and Why They Should

Jamie Articles

Here is a great article written for Life Happens. 6 Reasons People Don’t Buy Life Insurance (and Why They’re Wrong) January 23, 2017 | Helen Mosher | 10 chat Let’s face it. Most people put off buying life insurance for any number of reasons—if they even understand it Take a look at this list—do any of them sound like you? 1. It’s too expensive. In …

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