Disability Insurance for Physicians Changing Specialties

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Should physicians contact their disability insurance company when they change medical specialties? The answer is generally, no. When you purchase your disability policy, the policy is issued based on the medical specialty you were working in at the time of application. This helps determine your occupational class, namely either surgical or non-surgical with most companies. If you change your specialty, …

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Disability Insurance for Physicians: Keeping Pace

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Disability Insurance for Physicians: Keeping Pace Most physicians purchase their initial disability insurance policy when they are finishing medical residency. You buy $3-$5000/month, set it up on a monthly bank draft and don’t give it much thought. As the years go by, your income increases as do your living expenses. It is important that your disability policy keeps pace with …

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Disability Insurance for Gastroenterologists

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By Jamie K. Fleischner, CLU, ChFC, LUTCF If you are a gastroenterologist and have not yet purchased a disability insurance policy, you may have actually timed it perfectly. A lot of disability insurance companies have recognized gastroenterologists as a better risk than most other medical specialties. As a result, they have upgraded their occupational class thereby reducing the premium cost …

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