Disability Insurance: How Much is Enough?

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When purchasing an individual disability insurance policy, eligibility is based on the income and participation limits with the company. This means they will look at the following: 1)      Income. If you are a business owner, this is your adjustable gross income (income minus business expenses). If you are employee, this is your salary before taxes. 2)      Group disability insurance benefits …

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Supplementing Your Group Disability Insurance Policy

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Supplementing Your Group Disability Insurance When was the last time you sat down to carefully review your employee benefit handbook? A lot of people have the misconception that the benefits they receive from their employer are adequately going to cover their disability insurance needs. If you are a full time employee and work for an employer who offers group benefits, …

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