Is Disability Insurance a Buy?

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Wall Street Journal November 5, 2011 Disability insurance has long been the stepchild of employee benefits, ignored by workers until it’s needed. But with employee costs rising and company open-enrollment season beginning, it’s worth a closer look. This year, more employees will have to decide if they want to buy long-term disability coverage—which typically pays a portion of your income …

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Avoiding Taxes on Life and Disability Insurance–WSJ

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By CRISTINA LOUROSA-RICARDO, Wall Street Journal Having enough life and disability insurance should be a key element of your personal financial game plan. Hopefully, with some advance planning, you can collect life and disability insurance proceeds free of taxes. Here’s how. Life Insurance: The main reason most people have life insurance is to replace income that would be lost if …

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Men, Unemployment and Disability

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By DAVID LEONHARDT New York Times April 8, 2011  In the worst economic times of the 1950s and ’60s, about 9 percent of men in the prime of their working lives (25 to 54 years old) were not working. At the depth of the severe recession in the early 1980s, about 15 percent of prime-age men were not working. Today, …

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